Company

Agent-native finance.

Opaya is building finance for the age of agents. A fleet of specialised AI agents watches, reasons, prepares and explains, always within the limits you set. People stay in charge.

Why Opaya exists

Money asks for constant attention. A balance drifts, a commitment falls due, a risk builds in the background. The people with a full team behind them get that attention. Most people make do without it.

Agents change what is possible. They can watch every account, every position and every rule, around the clock, without tiring and without losing the thread. Opaya exists to put that attention to work for individuals, for families and for the institutions that serve them, while the judgement and the final word stay where they belong: with people.

What we believe

  • You keep the authority.

    Agents watch, reason and prepare. You set the limits and make the calls. Nothing happens outside them.

  • Understanding comes before action.

    An agent should grasp the whole picture, and be able to explain it in plain words, before it suggests anything at all.

  • Restraint is part of the design.

    The best agent is not the loudest. Ours speak when there is something worth saying, and otherwise keep watch.

How we build

Agents with clear roles

Each agent does one job well, and they work in concert.

  • The Watcher

    Keeps an eye on everything, so nothing important slips by.

  • The Analyst

    Works out what changed, and why it matters.

  • The Planner

    Prepares clear options for you to choose from.

  • The Guardian

    Checks every step against your limits and the rules.

  • The Explainer

    Tells you what happened, in plain words.

  • People in charge

    People at Opaya design, test and supervise every agent. You decide the limits they work within. Anything outside those limits waits for your approval.

  • Explained in plain words

    Agents show what they found and why, before anything is decided.

  • Private by design

    We never sell personal information. Agents work only from what they need, with your permission. Your data is encrypted in transit and at rest, and sign-in is protected by multi-factor authentication. Read our Privacy Policy.

Our products

In partnership with

Goldman Sachs, BNY, AQR, Mastercard and Google. Opaya works with each of these companies. Their names and logos are trademarks of their respective owners, and their appearance here does not imply that they endorse Opaya or any Opaya product. See our Disclosures.

Regulatory information

Investment advisory services are provided by Puissance Capital Management LP, an SEC-registered investment adviser. Brokerage services are provided by Angel Pond Capital LLC, a FINRA-registered broker-dealer and member SIPC. Check the background of Angel Pond Capital LLC on FINRA’s BrokerCheck.

Our Disclosures explain each firm’s regulatory status and describe the risks of investing.

Read our Disclosures

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